Royal London Group

The Royal London Mutual Insurance Society Limited, along with its subsidiaries, is a large mutual insurer and investment company based in the London, England.

Founded in 1861 by Joseph Degge and Henry Ridge in a London coffee shop, the Royal London Life Insurance and Benefit Society was initially set up as a friendly society dedicated to serving the interest of its members and securing their financial security.^[3]

On 31 December 2000 Royal London took over United Assurance Group plc. The transaction was the largest acquisition of a quoted UK company by a mutual. United Assurance Group itself had been formed by the merger of United Friendly and Refuge Assurance in October 1996.^[4]

On 2 October 2000 it was announced that Royal London would acquire Scottish Life, the Edinburgh-based pension specialist.^[5]

In March 2003 Royal London launched a new start up protection business, Bright Grey based in Edinburgh.^[6]

In May 2008 Royal London concluded a transaction to acquire the open businesses of Resolution. These were the protection businesses Scottish Provident and Scottish Mutual; Phoenix Life Assurance Limited (formerly Abbey National Life) and Scottish Provident International.^[7]

At the beginning of 2009 the offshore businesses Scottish Provident International and Scottish Life International were combined to form a new entity, Royal London 360° based in the Isle of Man. This business was subject to a management buyout in November 2013.^[8] Royal London 360° rebranded to RL360° soon after the MBO.^[9]

In 2010 Royal London announced that it was in talks with Royal Liver Assurance over a possible acquisition. Terms were agreed in 2011 and the delegates of Royal Liver voted for the takeover at their AGM on 12 May 2011 and the transfer was completed on 1 July.^[10]

In 2013 The Co-operative Group agreed to sell its life & pensions and asset management businesses to Royal London. The proposed transaction gained the approval of Royal London members at an EGM in June 2013 and gained regulatory approval on 31 July 2013.^[11]

2015年末、ロイヤル・ロンドンは、英国の2つの保険事業であるブライト・グレイとスコティッシュ・プロビデントを、新しいロイヤル・ロンドン保険ブランドにリブランディングしました。これにより、グループが単一のロイヤル・ロンドンブランドになるための道のりが完了しました。^{[ 12 ]}

2020年にロイヤル・ロンドンはポリス・ミューチュアルとフォースズ・ミューチュアルを買収した。^{[ 13 ]} 2024年にロイヤル・ロンドンはこれらを専門保険グループであるBspokeグループに売却した。^{[ 14 ]}

同社は英国最大の生命保険および年金相互会社であり、2026年3月時点で1990億ポンドの貯蓄を管理している。^{[ 2 ]}

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